HOME INSURANCE

HOME INSURANCE

There's no place like home, so give yours the protection it deserves.
No two homes are the same, so neither is our approach to protecting them. Whether you live in a town house, a listed building or a thatched cottage, we’ve got you covered.
From standard buildings and contents insurance, to protection for high value homes and collections worth more than £100,000, we can help find the right package for you.
As well as protection of your building and its contents you can add covers such as Travel, Dog and Cat, Homeworker and Smallholder, all managed under one tailor made policy.

That’s why we’re a Which? Recommended Provider of Home Insurance and both our Home and Lifestyle Insurance and NFU Mutual Bespoke Home Insurance are rated 5 Star by independent financial research company Defaqto.
We were also voted Mosted Trusted Home Insurance Provider in the Moneywise Customer Service Awards 2018 for the sixth year in a row. You need insurance you can trust, and we’re here to provide it.

STANDARD HOME INSURANCE

It’s our job to help ensure your home and most valuable possessions are protected.
There is no place like home, that's why Home and Lifestyle Insurance provides one of the most comprehensive policies in the market, as indicated by a Defaqto 5 Star Rating.
As well as protection of buildings and contents, the option of adding Travel and Personal Belongings Insurance means you can be covered outside of the home too.
As a Which? Recommended Provider of Home Insurance, whatever you are looking to protect you can rely on us:

• 300 offices offering a local personal service
• No quibble claims
• No admin fees for changes to your policy and no charges on Direct Debit payments

HIGH VALUE HOME INSURANCE

NFU Mutual Bespoke Home Insurance is designed to give you peace of mind and protect the things you cherish.
We offer protection for high value homes, estates and manor houses. Our cover has been specially designed to cover valuable properties with more complex insurance needs, including contents, fine art and collections valued from £100,000.
If you have more than one UK-based property, we can help protect them as part of the same policy.

We apply a meticulous attention to detail when protecting your home, and do the same when arranging protection for items such as overseas holiday homes and large boats not covered by this policy.
NFU Mutual Bespoke Home Insurance provides one of the highest quality offerings in the market and is rated 5 Star for High Net Worth Home Insurance by independent financial research company Defaqto.
So, speak to your local agent, and they’ll help you choose the right benefits for personalised cover.

• 300 local branches offering personal, tailored care
• No quibble claims
• No admin fees for changes to your policy and no charges on Direct Debit, credit or debit card payments.

COVER WORTH EVERY PENNY, AS STANDARD

• Personal Belongings Insurance, up to £20,000 per item, as standard - including worldwide protection, reviewed annually
• Accidental damage cover included as standard
• Home Emergency Cover included, protecting you against seven domestic emergencies, up to £1,500 per claim 
• 3 year warranty against the quality of workmanship for building repair works to insured damage carried out by our approved contractors*
• Alternative accommodation cover – we'll pay the cost, with no limit, of somewhere to stay for you, your family, and domestic pets, if your home can't be lived in
• Cover, under your contents insurance, of valuables and jewellery up to £10,000 in total, £5,000 per single item. Should one of a pair go missing we'll even replace the set.
• Damage to contents in your garden up to £50,000, including marquees and hired equipment. Trees, shrubs and lawns up to £50,000 or 10% of insured rebuild cost of your home
• Personal legal expenses up to £100,000 to provide you or your family with advice and help with the cost of legal representation - including a 24-hour advice helpline.
• Unlimited trace and access cover – we cover costs for tracing the source of an oil or water leak and repair any damage caused by the search 
• Automatic increase of your contents sum insured by £30,000 a month before and a month after a special event
• Even your visitor's belongings are covered, giving you and the guests in your home peace of mind
• New purchases are automatically covered up to 25% of the contents sum insured for 90 days from the date of purchase.

Source : www.nfumutual.co.uk